Car leasing for a newly founded company. Even without a balance sheet.
Is your company under 12 months old, with no balance sheet yet? Not every lender turns you down. Of the 8 we work with, 5 accept newly founded companies, with a down payment from 30%. We tell you straight away where you stand a chance.
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Why leasing is hard for a new company
Without a balance sheet, the lender can't see the company's income. That's why many turn down companies under 12 months outright, and those who accept them usually ask for a bigger down payment, may cap the financed amount or limit the car's age.
The rules differ from lender to lender. We have them all in the simulator: enter the company's founding date and it shows only the lenders that accept you, with the minimum down payment for each.
Documents you need
For a newly founded company the list is shorter than for an established one — no balance sheet. Usually: the company documents (registration certificate, articles of association), the director's ID and bank statements since founding. You get the exact list in the file portal, for the chosen lender.
How we help
- ✓We show you straight away the lenders that accept your company
- ✓We calculate the minimum down payment and the rate for the chosen car
- ✓You upload documents from your phone, we send the file
- ✓Works for cars from stock, ordered from Germany or found by you
Available right now
Citroën BERLINGO
2024 · 81,640 km · Manual
- ✓Electric windows
- ✓Front parking sensors
Dacia Logan TCe 90 Automatik |KLIMA|DAB|GRA|CARPLAY
2022 · 47,790 km · Automatic
- ✓Armrest
- ✓Central locking
Peugeot 208 1.2 L PureTech STT EAT8 Allure Pack
2022 · 63,313 km · Automatic
- ✓Touchscreen
- ✓Heated front seats
Dacia Duster 1.5 BLUE Expression LED*Alu*Carplay*PDC
2023 · 97,297 km · Manual
- ✓Central locking
- ✓Electric side mirrors
Renault Arkana
2022 · 51,000 km · Automatic
- ✓Touchscreen
- ✓Electric front seat adjustment
Citroën BERLINGO
2024 · 69,270 km · Manual
- ✓Electric windows
- ✓Front parking sensors
Dacia Logan Black Edition TCE 90 Automatik LED Klimaau
2024 · 29,790 km · Automatic
- ✓Alloy wheels
- ✓Central locking
Renault CAPTUR II INTENS E-TECH Plug-in 160 Navigation
2022 · 58,197 km · Automatic
- ✓Alloy wheels
- ✓Ambient lighting
Frequently asked questions
Can I lease a car with a newly founded company?
Yes. 5 of the 8 lenders we work with accept companies under 12 months, without a balance sheet, with a down payment from 30%.
What down payment does a new company need?
The down payment for companies under 12 months is usually higher than for established ones — at least 30% with our lenders. The simulator shows the exact down payment for each lender.
Does the director's experience or other companies' history matter?
It can help: some lenders consider the director's experience or a previous relationship. Tell us in the file and we include it.
Can a new company deduct VAT on a lease?
VAT treatment depends on the company (VAT-registered or not) and on how the car is used; the site shows for each car whether VAT is deductible. For your case, check with your accountant.








