Ford Tourneo Connect
2021 · 48,245 km · Automatic · Euro 6d-TEMP
To order · 5-10 days120 HPDieselFront
- ✓Auxiliary heating (Webasto)
- ✓Panoramic sunroof
New company leasing · financing without a balance sheet
Car leasing for a newly founded company. Even without a balance sheet.
Is your company under 12 months old, with no balance sheet yet? Not every lender turns you down. Of the 8 we work with, 4 accept newly founded companies, with a down payment from 30%. We tell you straight away where you stand a chance.
- Google rating · from 120 reviews
- ★ 4.8
- leasing lenders
- 8
- cars delivered
- 5,400+
Why leasing is hard for a new company
Without a balance sheet, the lender can't see the company's income. That's why many turn down companies under 12 months outright, and those who accept them usually ask for a bigger down payment, may cap the financed amount or limit the car's age.
The rules differ from lender to lender. We have them all in the simulator: enter the company's founding date and it shows only the lenders that accept you, with the minimum down payment for each.
Documents you need
For a newly founded company the list is shorter than for an established one — no balance sheet. Usually: the company documents (registration certificate, articles of association), the director's ID and bank statements since founding. You get the exact list in the file portal, for the chosen lender.
How we help
- ✓We show you straight away the lenders that accept your company
- ✓We calculate the minimum down payment and the rate for the chosen car
- ✓You upload documents from your phone, we send the file
- ✓Works for cars from stock, ordered from Germany or found by you
Available right now
Ford Puma
2022 · 40,110 km · Automatic · Euro 6d
To order · 5-10 days125 HPPetrolFront
- ✓Massage seats
- ✓Premium sound system
Škoda Kamiq
2022 · 51,782 km · Automatic · Euro 6
To order · 5-10 days150 HPPetrolFront
- ✓Panoramic sunroof
Ford Tourneo Courier
2025 · 17,327 km · Automatic · Non Euro
To order · 5-10 days136 HPElectricFront
- ✓Adaptive cruise control
Volkswagen Arteon
2023 · 81,000 km · Automatic · Euro 6d
To order · 5-10 days218 HPHybridFront
- ✓Massage seats
Frequently asked questions
Can I lease a car with a newly founded company?
Yes. 4 of the 8 lenders we work with accept companies under 12 months, without a balance sheet, with a down payment from 30%.
What down payment does a new company need?
The down payment for companies under 12 months is usually higher than for established ones — at least 30% with our lenders. The simulator shows the exact down payment for each lender.
Does the director's experience or other companies' history matter?
It can help: some lenders consider the director's experience or a previous relationship. Tell us in the file and we include it.
Can a new company deduct VAT on a lease?
VAT treatment depends on the company (VAT-registered or not) and on how the car is used; the site shows for each car whether VAT is deductible. For your case, check with your accountant.
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