BrokerAuto
Car leasing · individuals

Car leasing for private individuals. Know your rate before you apply.

No company? You can lease the car in your own name. Of the 8 lenders we work with, 4 accept private individuals. The simulator shows the rate and down payment for the chosen car, and we build the file for you.

Google rating · from 120 reviews
★ 4.8
leasing lenders
8
cars delivered
5,400+

How leasing works for individuals

You pay a down payment, then monthly instalments over the chosen period; at the end the car is yours once the residual value is paid (if you chose one). The car is fully insured (CASCO) throughout the contract, and you use it as your own.

Unlike companies, an individual can't deduct VAT: you pay the price including VAT and the rate is calculated on the full amount. The site shows the VAT-inclusive price for every car.

Documents you need

Usually: your ID and proof of income (an income certificate or bank statements, depending on the lender), plus the signed financing application. You get the exact list in the file portal, for the chosen lender, and upload everything from your phone.

How we help

  • ✓We show you straight away the lenders that accept individuals
  • ✓We calculate the down payment and the rate for the chosen car
  • ✓We prepare the financing application and send the file
  • ✓Works for cars from stock, ordered from Germany or found by you

Available right now

Frequently asked questions

Can I lease a car as a private individual?

Yes. 4 of the 8 lenders we work with accept private individuals. Approval depends on your income and credit history.

What down payment do individuals need?

It depends on the lender and the car — from 10% with our lenders. A bigger down payment lowers the rate and improves the chance of approval. The simulator shows the exact down payment for each lender.

Can I lease a used or imported car?

Yes, as long as the car is within the lender's age limit. The simulator takes the car's year into account and shows only the lenders that accept it.

How long does approval take?

Usually 24–72 hours from a complete file, depending on the lender.

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